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Flute x AGS

A proud member of the American Gem Society

For your customers, walking into your store is rarely about jewelry alone. It’s the engagement they’ve been planning for months, the anniversary they want to celebrate, and the heirloom that will be passed down for generations.

Flute was built for jewelers: secure, reliable, and designed to be invisible, so the experience you’ve crafted carries through the sale.

Why jewelers choose Flute. With Flute, payments fade into the background, so your customers can focus on the moments that matter.

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Simplified payment processing

Accept cards, digital wallets, and ACH from one platform, so customers can pay however they prefer. Zero-cost processing can protect your margins, so more of every sale stays with you.

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Easy invoicing

Create invoices with custom line items, send secure payment links, and track every payment from one place. Keep everything organized without chasing down payments.

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Instant payouts and working capital

Get cash on your schedule. Instant payouts let you access your earnings anytime, including weekends and holidays. And when it's time to invest in growth, working capital offers fast, flexible funding.

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Mobile payment options

Take payments wherever the sale happens — at the counter, at an event, or on the road. Each mobile device is portable, secure, and built for the way your business actually works.

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Security

Protect every transaction with advanced encryption and security standards. We stay on top of the latest threats so you can focus on your customers.

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Customer support

Work with a dedicated advisor from day one. U.S.-based support will help you switch from your current provider, walk you through setup, and answer questions as they come up.

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When associations partner with Flute, their members get real savings, fewer headaches, and a payments team the association has vetted and chosen to stand behind.

Jim Luff

Association Relationship Manager


Understanding your processing statement

Processing statements can change over time. Some processors introduce new or updated fees that show up as additional line items on merchant statements. These changes aren't always clearly communicated and can be easy to overlook.

Flute offers free statement reviews to help members: 

  • Understand their current fees. 

  • Identify changes that have been added over time.

  • Get straightforward answers to billing questions.

No obligation — the goal is transparency.

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Get paid.
Get moving.
Get Flute.

Receive a free terminal and statement credit when you qualify.

Sign up with Flute and get a free portable payment terminal and a statement credit of up to $250 after 90 days of processing.*

*Terms apply. See the full Terms and Conditions for details.

FAQ

How do I choose the best POS system for my jewelry store?
The best jewelry store POS system is one that reliably handles high-ticket transactions, integrates with your existing workflow, and provides clear reporting. Flute checks all three and comes with live U.S.-based support when you need it.
How can jewelers reduce credit card processing fees?
Flute’s zero-cost processing and dual-pricing options let you either pass processing fees to customers transparently or absorb them at a lower rate. Level 2 and 3 processing can also reduce interchange costs by up to 1% on commercial card transactions.
Can jewelry stores accept split payments or deposits with Flute?
Yes. Flute supports deposits, partial payments, and payment links so customers can pay ahead of time or in stages. It’s great for custom orders, layaways, or high-ticket purchases that need more flexibility.
Do you offer contactless and mobile wallet payments?
Yes. Flute accepts all major credit and debit cards, Apple Pay, Google Pay, and other contactless payment methods. Your customers can pay quickly and securely, however they prefer.
Does Flute support payment processing for high-ticket jewelry sales?
Yes. Flute is built for high-value transactions. You get fraud protection, secure tokenization, chargeback management tools, and level 2 and 3 processing so you can handle large sales with confidence.